4 Ways to Make the Most of Your Student Loan Grace Period
Graduating from college with your degree in hand is exciting. But the thought of paying back your students loans? Not so much. But, depending on the type of student loans you took, you're probably...
View ArticleReach Your Money Goals Faster With a Simple Naming Trick
I used to feel crushed by my to-do list. I could never complete all the tasks on the list according to my (unrealistic) schedule, so I always felt like a loser. Even when I did complete all the tasks...
View Article3 Sources of Fast Cash Besides Your 401K
You're in the middle of a remodeling project, and due to unforeseen circumstances, your money runs out early. You can't live with a half-completed kitchen, but you can't pay for it to be finished right...
View ArticleDoes Divorce Affect Your Student Loans?
Going through a divorce can get messy, especially when there are a lot of assets to divide and financial matters to take care of. Even worse, couples often forget that debts — and not just assets —...
View ArticleHow to Manage Your Money During a Spousal Separation
When your marriage isn't working out, a separation might be in order. While you might not be certain whether you'll reconcile or move forward with a divorce, there is still an important matter that...
View ArticleEarn More Interest by Reducing Savings Friction
Friction is the small resistance that stands between you and a transaction. Think of the way your favorite e-tailers remember your credit card information, saving you the hassle of having to get up,...
View ArticleWhy You Shouldn't Panic If Your Credit Score Drops
Credit scores matter — in a big way. Mortgage lenders rely on these numbers to determine who qualifies for home loans and at what interest rates. You'll struggle to qualify for the best credit cards if...
View ArticleWhy the Age of Your Credit History Matters
A healthy credit score shouldn't be underestimated.This three-digit number plays a pivotal role in your financial life, including whether or not you'll qualify for auto loans, mortgages, or credit...
View ArticleHow to Protect Yourself From Predatory Lending
Predatory lending has long been a problem for consumers. There is no exact definition of a predatory lender, but in general, these lenders either try to overcharge consumers for loans, or talk them...
View Article8 Signs You're Paying Too Much for Your Mortgage
Buying a home can be a great step along the path to financial freedom, but it can also become a burden if you're not careful. A mortgage can be a heavy weight on your finances if you either buy a house...
View Article7 Traps to Avoid With Your 401(k)
More and more Americans are choosing an employer-sponsored 401(k) as their preferred way to build up their nest eggs. As of 2014, an estimated 52 million Americans were participating in a 401(k)-type...
View ArticleHow to Face 4 Ugly Truths About Retirement Planning
Most working Americans still have a long way to go to ensure a comfortable, financially secure retirement. But, with consistency and dedication, retirement planning can be a feasible project. Let's...
View ArticleShould You Ever Consider a Balloon Mortgage?
Balloon mortgages have some tempting qualities. They come with lower interest rates and, because of this, smaller monthly payments. This can help borrowers get into a pricier home that they might not...
View Article5 Ways to Turn Credit Card Rewards Into Real Wealth
Using a rewards credit card is an easy way to pocket a few hundred dollars a year in cash back rewards, or earn free travel. And if you're willing to put in the effort, you'll find there are plenty of...
View Article8 Reasons You're Still Stuck in a Financial Hole
Being broke sucks. There are a million reasons why you might end up in a financial hole, and it always feels awful. The good news is you can often pull yourself out of these bad situations, especially...
View Article8 Biggest Regrets of New Homeowners
Buying a home is a big decision. When you buy your first home, it can turn out to be one of the happiest moments of your life, and set you and your family up for years of comfort. But there are also...
View ArticleHow to Build Equity in Your Home
Equity is the difference between what you owe on your mortgage loan and what your home is currently worth. Say you owe $150,000 on your mortgage and your home is worth $200,000. You now have $50,000...
View Article4 Home-Buying Habits We Can Learn From Millennials
Millennials entered the housing market later than their baby boomer and Generation X predecessors. They chose to rent for longer, and are just now starting to flood the housing market.But just because...
View Article6 Good Financial Deeds that Can Backfire
The saying goes that no good deed goes unpunished. Perhaps there are actually some good deeds that don't backfire, but there are many financial good deeds that can come back to haunt a generous soul if...
View Article5 Reasons Building Credit in College Helps You Win at Life
As a college student, your credit score probably isn't a priority. You're too busy worrying about exams, homework, and scraping together enough money for a pizza on Friday night. But building good...
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