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6 Ways Peer Lending Can Boost Your Wallet
Alternative finance is a seriously hot topic right now. From worthy projects like a beehive design that received millions on Indiegogo — to the completely comic, like the crowdfunding campaign to make...
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5 Things Lenders Look For in a Loan Application
Banks and lenders take a risk whenever they approve someone for a mortgage loan. There's no guarantee, after all, that the borrower will pay the loan back in time.But there are five key financial...
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5 Things Your Real Estate Agent Wishes You Knew
Buying or selling a home is a complicated process. And you can make it even more challenging when you make some of the more common buying or selling mistakes.Just ask your local real estate agent. You...
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The Fed Raised Rates — Then Something Weird Happened
In December of last year, the Federal Reserve Board raised its benchmark Federal Funds Rate for the first time in more than a decade. Before the move, economists warned consumers to brace for a jump in...
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9 Financial Moves You Will Always Regret
We all do dumb stuff with our money, especially when we're young. Most of the time, we make mistakes that won't cripple us in the long run. But there are a handful of bad financial moves that almost...
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How to Do Money Like a Grown-Up
Most of us aren't money experts — especially as young adults. So it comes as no surprise that our individual money matters can get a bit messy at times. But while it's one thing to have questionable,...
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5 Moves to Make If Your Loan Gets Denied
You needed an auto loan to finance that new convertible. Or maybe you applied for a mortgage loan to buy your dream home. Whatever type of loan you needed, the answer was the same: A big "no" from your...
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Never Borrow Money for These 5 Buys
While there is a time and a place for credit — most of us won't ever be able to pay cash for a home, a college education, or even a car — there are also times when it should be avoided, at all...
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5-Day Debt Reduction Plan: Add It Up
[Editor's Note: This is part two of our five-part series on debt reduction. To read more, see the rest of the 5-Day Debt Reduction Plan.]Excuses and bad habits might have stopped you from achieving...
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15 Personal Finance Calculators Everyone Should Use
Personal finance is ultimately all about the numbers, and you are better off armed with calculations than making decisions based on intuition, alone. Online calculators can be great tools to analyze...
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The Self-Employed Person's Guide to Getting Credit
You work for yourself. And most times, that's great. But when you're trying to qualify for a mortgage loan or apply for a credit card, it can be a real struggle.That's because lenders prefer loaning...
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What Happens to Your Debt After You Die?
"In this world nothing can be said to be certain, except death and taxes," wrote Benjamin Franklin back in 1789. However, more and more Americans are including "debt" in that famous quote. In 2015, one...
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How to Avoid Getting Scammed With a Reverse Mortgage
Reverse mortgages have been negatively cast as a last-ditch option for seniors short on cash. However, reverse mortgages can also provide many helpful benefits, including the ability to replenish or...
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How to Build Credit Without Using Credit Cards
There are lots of reasons people avoid using credit cards. The interest rates on credit cards can be horrible — in some cases, 20% or higher. And walking around with a large amount of spending power in...
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5 Times It's Okay to Delay Retirement Savings
About one in five Americans isn't confident about having enough money for a comfortable retirement. If you're among them (or even if you aren't), putting off retirement savings seems like terrible...
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4 Surprising Things Lenders Check Besides Your Credit Score
You know how important your FICO credit score is to mortgage lenders. They rely on this number to gauge how well you've handled credit and paid your bills in the past. A high credit score means that...
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5 Ways to Pay Off High Interest Credit Card Debt
Credit card debt is one of the most costly forms of debt, with interest rates between 20% and 30% in some cases. (Cardholders who have missed a payment might even incur higher penalty rates.) In...
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5 Surprising Ways Revolving Debt Helps You
Debt can be good or bad, depending on how you use it. Different types of debt serve different purposes. We use installment loans like mortgages, car loans, and student loans to purchase homes, cars,...
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Refinance These 4 Common Debts Before Year Ends
The year is almost over, which gets many people thinking about New Year's resolutions. Perhaps you are recalling the resolutions you made at the beginning of this year and getting down on yourself for...
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What Every Parent Should Know About the New College Financial Aid Rules
While school just started for many, if your child is college-bound or in college, it's already time to start planning for the next school year. Many families rely on the Free Application for Federal...
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