Debunking 8 Common Credit Score Myths
Credit: Like it or loathe it, most of us need it to survive. And the kind of credit we have access to is dependent on our credit scores. A mortgage, a car payment, credit cards, and even health care...
View ArticleWhat to Expect After These 5 Personal Financial Disasters
Financial hardships can happen despite the most careful planning and saving. If you're facing a crisis, read on to learn what you can expect to happen and how you can handle these challenges. There are...
View Article5 Ways to Get the Most From Your Employer’s Automated Retirement Plan
An increasing number of companies are automating their 401(k) plans — automatically enrolling new hires and even automatically choosing investments for employees. If that's true of your employer, don't...
View Article5 Benefits of Carrying a Mortgage Into Retirement
The goal is a simple one: You want to enter your retirement years without monthly mortgage payments. Unfortunately, not everyone meets this goal. According to Voya Financial, 26 percent of current...
View Article7 Money Conversations Parents Should Have With Their Adult Kids
It's hard for many of us to talk about money. Money conversations can be stressful and awkward, and you may be tempted to just stay mum on the subject. However, it's vital that you pass financial...
View Article6 Ways Good Credit Is Better Than a Boyfriend
Having good credit may not sound like much when compared to romance. After all, there aren’t many candlelit dinners, vases overflowing with roses, or long walks on the beach with good credit.However,...
View Article3 Reasons Taking a Loan For Your Wedding Is a Bad Idea
Imagine standing at the altar on your wedding day. Staring deep into your beloved's eyes, suddenly, you are struck by the thought that this one "priceless" moment is costing you over $30,000. And that...
View Article7 Warning Signs You're In Debt Denial
Many people are in denial about the debt that they owe. When faced with the ugly truth, it's sometimes easier to or minimize the importance of it or flat-out reject the extent that we're in debt. The...
View Article7 Liabilities That Will Ruin Your Net Worth
If you're passionate about personal finance, you know about the importance of building net worth. This means accumulating things that will grow in value, while reducing your liabilities. A person with...
View ArticleThis Is the Difference Between a Loan and a Line of Credit
Maybe you need some money to fund the renovation of your home's 1970s-era kitchen. Or maybe you need a quick chunk of cash to pay down high-interest credit card debt or help pay for your kid's college...
View Article9 Things to Consider Before Retiring to a Tiny Home or RV
Magazines and design blogs are full of stories of retirees downsizing to tiny homes to cut their expenses and responsibilities. With costs around $30,000 and monthly utilities as low as $15, some...
View ArticleHow to Respond to House-Shaming
You've heard it at the dinner table when visiting Mom and Dad. You've heard it from your cousin Phil. You've heard it from friends out at Happy Hour. "Why are you renting a home when you should be...
View ArticleEverything New Parents Need to Know About College Savings
You've just ushered a new baby into the world, and are working to get your brain around all that you need to pay for. Diapers. Food. Child care. College.College?It may be nearly two decades away, but...
View ArticleSomeone Took Out a Loan in Your Name. Now What?
Identity theft wears many different faces. From credit cards to student loans, thieves can open different forms of credit in your name and just like that, destroy your credit history and financial...
View ArticleA New Lender Took Over My Mortgage — Now What?
When you were going through the home-buying process, choosing a mortgage company was a big part of that. You likely did painstaking research on each company and carefully considered loan offers before...
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